If you have a child who is preparing to move off to college, life is about to be very different for everyone. Apart from buying supplies for school and their new place, you may overlook renters insurance offered by Acme Insurance Brokerage. Here are just three reasons you should purchase renters insurance in Amityville, NY for your new college student.
Protection for Expensive Belongings
Starting school, college students will often purchase new furniture, printers, laptops, and other costly items. Because of their price, these items can be difficult for most families to replace if something happens to them. Luckily, that’s where a renters insurance policy comes in, as it covers some or all of the costs associated with replacing items. Renters insurance covers factors that are beyond your student’s control, including fire and theft.
Protection for Liability Incidents
Renters insurance offers liability protection for a number of incidents that students could encounter, such as a fall or dog bite (if your student has a dog). If someone who is visiting your student’s place gets injured, renters insurance is designed to cover medical payments, potential legal fees, etc. This allows your student to focus on their studies instead of any financial burden.
Peace of Mind
When your student is traveling back and forth from college and home, such as for holiday breaks, it can be difficult to ensure their belongings are safe and sound. Luckily, a renters insurance policy can help you and your student feel confident about leaving their place because they know that they have insurance in place in the event the unexpected occurs.
If you need help obtaining renters insurance for your student in Amityville, NY, contact Acme Insurance Brokerage today.