If you own a car that’s at least twenty years or older, you may wonder if your vehicle is eligible for classic car insurance. We all know that tons of older cars are on the road, but they can’t all be considered classic…or can they? Our team at Acme Insurance Brokerage is committed to taking the confusion out of classic car insurance for Amityville, NY residents.

What is Classic Car Insurance?

Classic car insurance is car insurance designed for cars that are at least twenty years old or older. Classic car coverage includes liability, comprehensive, and collision coverage, as well as other forms of specialized coverage. Generally, you and the classic car insurance company place an agreed-upon value on your classic car, unlike conventional car insurance, which focuses on a vehicle’s actual value.

Typically, cars that are considered "classic" aren’t driven daily. It should also be noted that the definition of a classic car can vary from one insurance company to the next. However, there are general qualifications that apply to most classic cars. Most classic cars have historical interest and have been maintained in their original condition with their original specs. 

Is my 1975 VW Bug eligible for classic car insurance?

Your VW Bug may be eligible for classic car insurance. The insurance company you choose will help to determine if it’s eligible. However, there’s a good chance it would be because VW Bugs have historical interests. If your vehicle isn’t your daily driver and its original design and specs have been maintained, it may be eligible for classic car insurance. If you have more questions regarding classic car eligibility, we’d be happy to answer them. Call our office in Amityville, NY.