Under New York law, the owners of apartment buildings Anne houses for rent are required to maintain property insurance on the place where you reside. While it is not required for you to have a renters insurance policy, in place, it is definitely recommended That you secure a policy to protect you and your belongings. Renters insurance, also known as tenants insurance, is a policy that provides coverage that your landlord’s insurance will not. At Acme Insurance Brokerage in Amityville, NY, our insurance agents understand the importance of maintaining your own protection.
Personal Property Coverage
If your apartment building catches on fire and you lose all of your personal belongings, including clothing, household items, and any furniture and appliances you have purchased, you will be glad you had a renters insurance policy in place. It will replace any belongings you lose due to vandalism, fire, theft, or even a natural disaster.
Your renter’s insurance policy can also offer you liability insurance. This type of insurance will come in handy if a visitor to your apartment, condo, or house that you rent is injured in some type of accident that is not covered under the property owner’s insurance policy. Liability insurance will pay the medical bills if someone is injured and maybe even their time off of work.
Get a Quote Today
The only way to ensure that you will not lose everything you own if a disaster occurs while you are a renter is to have a renters insurance policy in place. You will need to contact an insurance agent who has experience in renters insurance. The agents at Acme Insurance Brokerage in Amityville, NY are ready to assist you. Call for an appointment or quote today and let us get your policy started!