What Does Home Insurance Cover?

At the Acme Insurance Brokerage serving the Amityville, NY area, our agents want to ensure you have enough insurance to protect your home adequately. The purchase of your house may very well be the most expensive one you will make during your life, which means you will want to properly protect your investment through the right amount of home insurance, also known as homeowners insurance.

What Does Home Insurance Cover?

Home insurance covers damage to your home, property, personal belongings, and other items in your home. Some policies will also cover other things on your property, such as sheds, decks, and garages. If you owe a mortgage on your home, you will be required to have a home insurance policy, but even if you do not owe money for your home, you will want to ensure it is protected with an adequate amount of home insurance.

A home insurance policy comes into effect when your home is damaged or destroyed by a tragic event, such as a natural disaster. This can include snow, tornados, hailstorm, or other weather-related events. Your policy will also help you out if your home is damaged or destroyed by a fire or even an act of vandalism. It can also kick in to help you replace items lost due to a burglary or theft. Your policy will not only cover your house but its contents as well. This means you know that you can replace your personal belongings, household items, appliances, furniture, electronics, or other items if one of these horrible events occurs.

Get Your Policy Started

Our agents at the Acme Insurance Brokerage serving the Amityville, NY area are ready to assist you with your home insurance needs. Call today to get your policy started!