An umbrella policy can help to protect your Amityville, NY area business if your primary policy coverage levels are exceeded. The team at Acme Insurance Brokerage is here to help you find the right umbrella policy that will keep your business operating if a major covered event occurs. Policy limits are a part of insurance that often is overlooked, and many business owners do not realize that they can be held liable for any amounts over their policy limit.
Why an Umbrella Policy is Always a Good Idea
Commercial insurance policy limits can be reached after just one natural disaster or incidence of liability. Once those coverage limits are reached, an umbrella insurance policy can then be used to provide the necessary additional coverage. Without this added protection, the business itself can be held liable for any overages. Liability is one of the most significant risks when owning a business, and it makes sense to have adequate coverage in place. Don’t wait until it’s too late to find out that your primary insurance policy limits are insufficient for your company’s needs. Meeting with a local insurance agent now can ensure that the appropriate coverage is in place before you need it. Commercial umbrella insurance can be a lifeline in the event of a major covered event that may otherwise take your company offline and create a difficult situation for your company and its future.
If you are a business owner in the greater Amityville, NY area and want to learn more about the many benefits of a commercial umbrella policy, contact the knowledgeable and helpful team at Acme Insurance Brokerage today! We can help you get a quote and answer any questions you may have about the policy.