Auto insurance can be customized to fit a variety of needs. If you’re unfamiliar with some of the available add-ons, our team at Acme Insurance Brokerage in Amityville, NY, is here to help. We’ll get to know you and make suggestions about the add-ons that will be most beneficial for your policy. While some people are fine with a basic auto insurance policy, there are certain add-ons that can enhance almost any coverage plan.

Collision and Comprehensive Coverage

Collision and comprehensive coverage protect your vehicle in different ways. Collision coverage applies in the event of a vehicle accident, while comprehensive coverage protects against damage from non-collision events, such as weather-related incidents. Comprehensive coverage also includes protection for your vehicle’s glass. Both types of coverage typically require a deductible to be paid before benefits kick in.

Full Glass Coverage

Full glass coverage is an add-on to comprehensive coverage that covers the repair or replacement of your windshield without requiring a deductible. This can save you money upfront and provide peace of mind.

Rental Car Coverage

Rental car coverage doesn’t apply to vacation or business vehicle rentals. Instead, it covers the cost of a rental car if your vehicle is damaged or totaled and temporarily unavailable for use. Your insurance company will specify the number of days this coverage applies.

Gap Coverage

Gap coverage bridges the difference between what your insurance company will pay for a totaled vehicle and what you still owe to your lender. This add-on can be especially valuable if you’re financing or leasing your car.

Don’t wait—give our office at Acme Insurance Brokerage in Amityville, NY, a call to discuss your auto insurance needs. You can also reach us through our website for more information.

If you are a resident of New York State and own a car, you are required to purchase auto insurance. There are several options available on auto insurance policies, and you may have questions. If you live in or near Amityville, NY, and have questions about auto insurance, our team at Acme Insurance Brokerage can work with you to find the right policy for your needs. We have been serving clients in your area since 1994.

Insuring Difficult-to-Insure Vehicles

Some clients may find it challenging to get auto insurance from several agencies. According to the New York Department of Finances, some vehicles are considered "difficult to insure." These vehicles might have a high history of damage or include features that create additional risks for companies insuring those vehicles. The same website mentions vans built for more than a dozen passengers, customized cars, or cars valued over $100,000.

If an insurance agent tells you that your car is difficult to insure, you can still get insurance for your vehicle. You may need to shop around for an auto insurance policy, and you can contact your state’s Department of Insurance for suggestions. It’s important to understand that policies for these cars will cost more than standard insurance policies.

Contact Us Today for Your Appointment

No matter what type of car you have, we want to help you find the auto insurance you need. We are a family-owned and operated business, and we take pride in our dedication to customer service. Insurance clients in the Amityville, NY area can find the answers they are looking for at Acme Insurance Brokerage. Call us for an appointment today, and let’s work together to find the best auto insurance policy for your needs.