If you are a business owner, you know purchasing commercial insurance to protect your business assets is essential. Many company owners seek advice to select the best insurance options. If your company is near Amityville, NY, our team at Acme Insurance Brokerage can help you create the ideal insurance portfolio. We’ve been working with businesses like yours since 1994.

Company Cars Versus Personal Cars: Are You Fully Protected?

If your company owns cars or trucks for business-related purposes, they must be covered by commercial auto insurance. But there are circumstances where the use of those vehicles may be problematic. For example, some people use their company-provided car for personal travel (with company permission). But the company’s commercial auto insurance policy may not fully cover personal drive times.

Check with your insurance agent to help you fully understand your coverage during the times you or your employees are driving company cars. You may want to add a named nonowner or extended nonowned coverage endorsement (add-on) to ensure adequate coverage. If you or your employees drive company cars and don’t also have personal cars, ask whether your commercial auto policy has an endorsement for that. An endorsement can extend your company’s liability insurance to every driver who uses company-owned cars.

Call Us for an Appointment

Commercial insurance policies protect your business assets, such as your property and company vehicles. Our team at Acme Insurance Brokerage will also help you protect your employees with health insurance and a workers’ compensation policy. Businesses in the Amityville, NY, area have been trusting us for over 30 years.