Auto insurance can be customized to fit a variety of needs. If you’re unfamiliar with some of the available add-ons, our team at Acme Insurance Brokerage in Amityville, NY, is here to help. We’ll get to know you and make suggestions about the add-ons that will be most beneficial for your policy. While some people are fine with a basic auto insurance policy, there are certain add-ons that can enhance almost any coverage plan.

Collision and Comprehensive Coverage

Collision and comprehensive coverage protect your vehicle in different ways. Collision coverage applies in the event of a vehicle accident, while comprehensive coverage protects against damage from non-collision events, such as weather-related incidents. Comprehensive coverage also includes protection for your vehicle’s glass. Both types of coverage typically require a deductible to be paid before benefits kick in.

Full Glass Coverage

Full glass coverage is an add-on to comprehensive coverage that covers the repair or replacement of your windshield without requiring a deductible. This can save you money upfront and provide peace of mind.

Rental Car Coverage

Rental car coverage doesn’t apply to vacation or business vehicle rentals. Instead, it covers the cost of a rental car if your vehicle is damaged or totaled and temporarily unavailable for use. Your insurance company will specify the number of days this coverage applies.

Gap Coverage

Gap coverage bridges the difference between what your insurance company will pay for a totaled vehicle and what you still owe to your lender. This add-on can be especially valuable if you’re financing or leasing your car.

Don’t wait—give our office at Acme Insurance Brokerage in Amityville, NY, a call to discuss your auto insurance needs. You can also reach us through our website for more information.