New York Motorcycle Insurance coverage

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Motorcycle Insurance Coverages

Motorcycle Insurance

Like most states, motorcycle ridership in the United States has been on the rise in New York. This can be attributed to the freedom bikes offer to riders. You can ride everywhere while feeling the wind against your skin. Amidst the excitements are detrimental statistics. NHTSA estimates that 80% of motorcycle accidents across the country results in death or injury. At Acme Insurance Brokerage, Inc., we purpose to protect motorists to reduce the medical expenses and financial losses.

State Requirements

It is obligatory to show proof of insurance for your motorcycle to be registered in New York. The binding decision is based on the fact that bikes are more susceptible to accidents than other automobiles. Therefore, as long as you own a motorcycle in the state, you must have liability coverage.

We understand that motorcyclists are not required to have PIP insurance but must have bodily injury and property damage. Our physical damage policy is customized to provide coverage for all costs that you might incur in case you injure a passenger or another person. On the other hand, the property damage protects you from paying costs resulting from damages to other peoples' property.

Also, we recommend that you have the following coverage to stay safe on the road:

  • Collision Insurance: protects your bike from collision with a vehicle or a stationary object.
  • Comprehensive Insurance: ensures you can replace your bike in the event of total damage, fire, theft, vandalism, or flooding.
  • Uninsured and underinsured: studies indicate that about 5% of drivers in New York are either underinsured or uninsured. We know that in case of an accident, you stand to lose which is why we offer underinsured or uninsured coverage to safeguard you from such losses.

It is paramount to mention that our policies are customizable to meet clients needs and financial situation. We derive the understanding virtue from our experience in the field, and dedication offers appropriate cutting edge insurance solutions without limiting our customers. To get a quote or further information, please call or visit the Acme Insurance Brokerage, Inc. offices to speak with an agent.

Our Partners

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