If you’re starting a new business, you’ll need a wide variety of commercial insurance. At Acme Insurance Brokerage, Inc., we can help New York business owners find the right type of insurance to protect them against whatever comes their way.
First, every business will want to purchase professional liability insurance to cover themselves against any negligence claims which are the result of mistakes by the business in question. Every industry is different, so every policy should be customized.
Whether your business owns or leases your space, you’ll need property insurance. It covers equipment, signage, inventory and furniture in case of things like theft, fire, or weather (aside from things like floods and earthquakes).
Every business will need workers’ compensation insurance once it has hired employees. This form of insurance covers medical treatment, disability, and death benefits if an employee is injured or dies at work.
Businesses that manufacture products for sale on the general market will need product liability insurance. This will protect you in the event of a lawsuit due to damages caused by one of your products. We can help you tailor coverage to your specific products.
If your business uses vehicles, make sure they are fully insured. This will protect you in the event of an accident and cover your fleet if you use a vehicle to fulfill your business activities.
In the event of a disaster or catastrophic event, business interruption insurance will cover you if the daily operations are interrupted. This type of insurance will compensate your business for lost income during these events.
If you have a new business or are getting ready to start a business, please call Acme Insurance Brokerage, Inc. today. We can help you determine the right insurance for your business in the state of New York. Our agents can help answer your questions and get you started on a policy.