{"id":10,"date":"2019-08-20T02:00:00","date_gmt":"2019-08-20T14:00:00","guid":{"rendered":"https:\/\/www.myacmeinsurance.com\/blog\/?p=10"},"modified":"2019-08-20T10:35:23","modified_gmt":"2019-08-20T16:35:23","slug":"no-fault-insurance-liability-coverage-and-comprehensive-and-collision-what-are-the-differences","status":"publish","type":"post","link":"https:\/\/www.myacmeinsurance.com\/blog\/no-fault-insurance-liability-coverage-and-comprehensive-and-collision-what-are-the-differences\/","title":{"rendered":"No-Fault Insurance, Liability Coverage and Comprehensive and Collision: What are the Differences?"},"content":{"rendered":"<p><span style=\"font-family:arial,sans-serif\">Terms. such as no-fault insurance, liability coverage and comprehensive and collision, are frequent insurance terms.&nbsp;While you may have heard them, you need to truly understand their differences.&nbsp;Turn to the trusted agents at Acme Insurance Brokerage.&nbsp;They serve the needs of drivers in the Amityville, NY area and are ready to work for you!<\/span><\/p>\n<p><strong><span style=\"font-family:arial,sans-serif\">No-Fault Auto Insurance Policies<\/span><\/strong><\/p>\n<p><span style=\"font-family:arial,sans-serif\">New York is a no-fault insurance state.&nbsp;With this type of coverage, anyone in the vehicle, including passengers is covered.&nbsp;This also includes anyone who is injured in the accident while walking by or crossing the street.&nbsp;It will cover medical expenses and loss of income.&nbsp;It goes into effect regardless of who is at fault for the accident.&nbsp;In NY, there are some limitations on policy activations until it is found that the injuries are serious.&nbsp;Examples of serious injuries include bone fractures or disfigurement. <\/span><\/p>\n<p><strong><span style=\"font-family:arial,sans-serif\">Liability Coverage<\/span><\/strong><\/p>\n<p><span style=\"font-family:arial,sans-serif\">NY State requires that drivers carry minimum liability coverage.&nbsp;Liability insurance, though, only covers the repair costs and medical expenses of the other person in an accident where you are found to be at fault.&nbsp;It does not cover your repair or medical expenses.&nbsp;As these policies have monetary caps, if their expenses exceed that amount or they decide to sue, the policyholder is responsible for any additional funds.&nbsp;Generally, this is not the best way to go financially.<\/span><\/p>\n<p><strong><span style=\"font-family:arial,sans-serif\">Comprehensive and Collision Policy<\/span><\/strong><\/p>\n<p><span style=\"font-family:arial,sans-serif\">These provide better coverage for a range of events.&nbsp;It will cover repair costs and medical expenses.&nbsp;It will also protect you if your vehicle is stolen.&nbsp;This can be a better option.<\/span><\/p>\n<p><span style=\"font-family:arial,sans-serif\">It&rsquo;s important to invest the time with a trusted agent to discuss your coverage needs.&nbsp;In the Amityville, NY area, the agents at Acme Insurance Brokerage are ready to serve you.&nbsp; Give them a call then visit their office today!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terms. such as no-fault insurance, liability coverage and comprehensive and collision, are frequent insurance terms.&nbsp;While you may have heard them, you need to truly understand their differences.&nbsp;Turn to the trusted agents at Acme Insurance Brokerage.&nbsp;They serve the needs of drivers in the Amityville, NY area and are ready to work for you! No-Fault Auto Insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[13,11],"class_list":["post-10","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-acme-insurance-brokerage","tag-amityville-ny"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=10"}],"version-history":[{"count":1,"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10\/revisions"}],"predecessor-version":[{"id":11,"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/10\/revisions\/11"}],"wp:attachment":[{"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=10"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=10"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.myacmeinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=10"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}